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These Family Office Clients Were Sitting on $1M—Here’s What We Found Next
Episode 18
Could your business have idle cash you’re overlooking? Here’s how we found a $58,000 opportunity just sitting in plain sight.
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Angie Grainger, CPA/PFS, CFP
2 May 2025
1 Min Read
These Family Office Clients Were Sitting on $1M—Here’s What We Found Next
You can be doing everything right—and still miss something big. That’s exactly what happened here.
These clients had multiple businesses and multiple accounts. Nothing looked out of place on the surface. The books were clean, the balances reasonable. But when you zoom out and really look at the full picture, things add up. And that’s where we come in.
As part of our fractional family office services, we keep eyes on the entire ecosystem—across entities, accounts, and operations. One day during a regular reconciliation, we noticed something: a large amount of cash sitting quietly in a basic savings account. On its own, it wasn’t surprising. But when we tallied it across all their different entities, the total idle cash came close to a million dollars.
Just sitting there. Earning almost nothing.
That’s where we flagged the opportunity. By simply moving that idle cash into something short-term and interest-earning—like CDs or a high-yield money market—between them, the clients could potentially earn around $58,000. That’s $58,000 found, not by creating something new, but just by paying closer attention.
Whether they take us up on it or not, that part’s up to them. But our job is to find what others miss—and this was a missed opportunity just waiting to be spotted.
This is exactly why proactive oversight matters. When you’ve got multiple businesses, entities, and moving parts, it’s easy to let things fall through the cracks. But with year-round attention and someone keeping watch, the opportunities don’t go unnoticed.
We’ve found millions this way—by catching the small things that add up to something big.
If you’re wondering what might be hiding in your own complexity, we’d love to help. Book a consult and let’s see what we can find. Because when your finances are aligned and supported, that’s when you truly flourish.
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