If you’ve ever taken a deep breath before opening your monthly merchant fee statement, you’re not alone. Most business owners don’t love seeing thousands of dollars deducted each month in credit card processing fees. It’s frustrating, especially when you're doing everything right—and still feel like someone else is taking a cut of your hard work.

For three of our veterinarian clients, that frustration turned into a six-figure opportunity.

In total, we uncovered over $275,000 in savings they could have claimed, just by restructuring how those credit card fees were handled. And the most surprising part? Nothing about their services needed to change—just the way they passed on those costs.

Let’s walk through it.

These were busy, independent veterinary practices. Each of them was regularly spending between $10,000 and $12,000 a month on credit card processing fees. And while they were used to it, the cost was quietly stacking up—month after month, year after year.

We stepped in and did a thorough analysis. We knew that new options were emerging across the industry for how businesses could handle these kinds of fees. Retailers and gas stations have done it for years—offering a cash discount or adding a service charge for credit card use. That same approach is now making its way into service industries, including veterinary care.

So we showed them a clear, compliant path to do the same.

With just a small operational change—no pricing overhaul, no awkward conversations—these practices had the option to pass those credit card fees along to clients, allowing them to retain those funds in the business. When we added it all up, the potential savings exceeded $275,000.

Now here’s the real insight.

This kind of opportunity doesn’t show up unless someone’s looking for it. In all three cases, these were missed simply because nobody had ever brought it to their attention. And while we understand some business owners might feel hesitant to make a change like this, our job isn’t to push—it’s to bring the right options to the surface so you can make the best decision for your business.

Whether these opportunities are implemented now or down the line, the value lies in knowing they’re there—and in having someone in your corner who’s constantly searching for them.

Because ultimately, credit card fees are just one example. We find money in all sorts of places—tax strategies, accounting mistakes, overlooked reimbursements, misclassified deductions. When we oversee your business and personal finances together, the results speak for themselves.

That’s what we mean when we talk about proactive planning. It’s not about flashy ideas or complicated structures. It’s about care, precision, and looking where no one else has.

We’ve found millions of dollars this way—and we’re just getting started.

If you’re wondering whether opportunities like this are buried in your business, book a consult. We’ll help you find what’s been missed and give you the clarity to move forward with confidence.

We’re with you—and we’re here to help you flourish.