DISASTER FINANCIAL CHECKLIST 

(Updated 01.13.25)

1. Contact Your Insurance Company:

   • Notify your insurer as soon as possible to start the claims process.

   • Ask about your policy coverage, including living expenses, property loss, and the procedure for filing claims.

2. Contact FEMA:

   • Apply for assistance online at DisasterAssistance.gov or by calling 1-800-621-3362

   • Determine eligibility for temporary housing and emergency grants.

3. Set Up a Virtual Mailbox:

   • Register for a virtual mailbox service to maintain consistent mail delivery and to safeguard important correspondence. You can get your mail digitally and also paper if needed

   • Traveling Mailbox https://travelingmailbox.com/?ref=317 

   • This is especially useful if you anticipate being displaced for an extended period.

4. Communicate with Your Bank:

   • Notify your bank of your situation to secure accounts and obtain new cards if necessary.

   • Discuss potential loan deferments or emergency lines of credit.

5. Explore SBA Disaster Loans:

   • Investigate the U.S. Small Business Administration (SBA) loans, which can provide up to $2 million for repairs and replacements for homes and businesses affected by disasters.

   • Apply online at the SBA website or contact the SBA disaster assistance customer service center. https://www.sba.gov/funding-programs/disaster-assistance

   • Please contact the SBA’s Customer Service Center by email at or by phone at 1-800-659-2955 for further assistance. disastercustomerservice@sba.gov 

• IRS automatic extension of time and payments

  • R-2025-10, Jan. 10, 2025 - WASHINGTON — The Internal Revenue Service announced today tax relief for individuals and businesses in southern California affected by wildfires and straight-line winds that began on Jan. 7, 2025.

  • These taxpayers now have until Oct. 15, 2025, to file various federal individual and business tax returns and make tax payments. See IRS for more info https://www.irs.gov/newsroom/irs-california-wildfire-victims-qualify-for-tax-relief-various-deadlines-postponed-to-oct-15

• CA Franchise Tax Board Emergency tax relief for Los Angeles County fires

  • Individuals and businesses with their principal residence or principal place of business in Los Angeles County during the Los Angeles County fires that began on January 7, 2025, qualify for a postponement to file and pay taxes until October 15, 2025. Additional information:

    • Emergency tax relief

    • Los Angeles County fires

    • Disaster declaration tax payments

We will keep you updated on this page with resources and guidance. Let us know what you need, we're with you.

You can contact us directly reception@prosperent.co or 213-259-3338